Hopefully you are not reading this while standing ankle deep in water. If so skip immediately to Step 1 below. Otherwise, welcome to the first in a series of articles outlining how to survive a water event at your home or business. At a previous stage in my career, I was an insurance adjuster working with clients to restore their home or business after a flood, fire, theft, etc. The vast majority of the clients I worked with had never given a second thought to dealing with sudden damage to their home or business.